Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of our website and services operated by Vector Business Advisors ("Company", "we", "our", or "us"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

These Terms apply to all visitors, users, and others who access or use the Service. Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages.

Description of Services

Vector Business Advisors provides professional business consulting services including but not limited to:

• Strategic planning and business strategy consulting
• Leadership development and executive coaching
• Operations excellence and process improvement
• Sales acceleration and marketing innovation
• Financial optimization and planning
• Human resources transformation
• Technology and digital transformation consulting

The specific scope of services will be detailed in individual service agreements or statements of work executed between the Company and the Client.

User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for all activities that occur under your account.

You agree to notify us immediately of any breach of security or unauthorized use of your account. You may not use as a username the name of another person or entity that is not lawfully available for use, or a name that is otherwise offensive, vulgar, or obscene.

Payment Terms

Fees and Billing

Fees for our services are set forth in your service agreement. Unless otherwise specified:

• All fees are due and payable within 30 days of invoice date
• Late payments may incur interest at 1.5% per month or the maximum rate permitted by law
• All fees are non-refundable unless otherwise stated in writing
• Client is responsible for all taxes associated with the services

Expenses

Client agrees to reimburse Company for reasonable travel and out-of-pocket expenses incurred in connection with providing the services. Such expenses will be invoiced monthly with appropriate documentation.

Intellectual Property Rights

Company Materials

The Service and its original content, features, and functionality are and will remain the exclusive property of Vector Business Advisors and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without our prior written consent.

Client Materials

Client retains all rights to materials provided to Company. Client grants Company a limited license to use such materials solely for the purpose of providing the services.

Work Product

Unless otherwise agreed in writing, all work product created by Company specifically for Client shall become Client's property upon full payment of fees. Company retains the right to use general methodologies, concepts, and know-how developed during the engagement.

Confidentiality

Both parties agree to maintain the confidentiality of any proprietary or confidential information received from the other party during the term of the engagement. This obligation survives termination of these Terms.

Confidential information does not include information that:

• Is or becomes publicly available through no breach by the receiving party
• Was rightfully known by the receiving party prior to disclosure
• Is independently developed without use of confidential information
• Is required to be disclosed by law or court order

Limitation of Liability

IN NO EVENT SHALL VECTOR BUSINESS ADVISORS, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICES.

IN NO EVENT SHALL COMPANY'S AGGREGATE LIABILITY EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU HAVE PAID COMPANY IN THE PAST TWELVE MONTHS.

Indemnification

You agree to defend, indemnify, and hold harmless Vector Business Advisors and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service or contact us at the contact information provided below.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Minnesota, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.